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๐Ÿ“Š Basic Economics

Monetary Policy

RBI controls money supply and interest rates to manage inflation and growth in India

India ๐Ÿ‡ฎ๐Ÿ‡ณ 1935 Basic Economics

Key Facts

  1. 1

    RBI (Reserve Bank of India, est. 1935) formulates monetary policy; Monetary Policy Committee (MPC) decides rates

  2. 2

    Repo Rate: rate at which commercial banks borrow from RBI; Reverse Repo: rate at which RBI borrows from banks

  3. 3

    CRR (Cash Reserve Ratio): banks must keep 4.5% of deposits with RBI; SLR: must invest 18% in govt securities

๐Ÿ“Š Did you know? The Repo Rate is RBI's main tool โ€” when RBI raises repo rate, loans become expensive โ†’ less borrowing โ†’ less money โ†’ lower inflation

Quick Reference

Category

Basic Economics

Country

๐Ÿ‡ฎ๐Ÿ‡ณ India

Year / Era

1935

About

RBI controls money supply and interest rates to manage inflation and growth in India